Has Your School's Insurance Been Canceled?

Has your local public school's insurance been canceled? If you live in Kansas, the answer might be "yes". EMC Insurance Companies, the Iowa based backer for most of the insurance companies used by public schools in Kansas, has refused, this year, to underwrite a policy for any public school that allows guns on school premises, except in certain instances, such as when police officers happen to visit a school for some reason, in the line of duty. In July of this year, Kansas lawmakers decided not only to extend de facto permission to allow guns at school to  students who hunt in the morning, before school starts; but to also allow teachers to carry concealed weapons to school!

In the tiny public school that is closest to my home, all six of my children have been bullied by oversized, pink, blond children, and when that has not been enough to satisfy the lust for violence among the inbred population that was waiting for us when we moved here, teachers began to bully me and send nasty emails to me, for such infractions as failing to support their favored candidates during elections and failing to attend their churches! The ACLU was forced to step in on my behalf! No loving parent sends a child to Frankfort School in Kansas if another choice is available. Should any of the teachers who stoop to bullying tactics experience a momentary lapse of reason while carrying a gun, the closest child would probably be the first to take a bullet, and the child with the darkest hair and skin would probably be the first at whom the bullet is deliberately aimed.

In response to the new law, allowing teachers of all levels of sanity and intelligence, or lack thereof, to carry weapons to school, EMC has decided that the risk is unworthy, and about ninety percent of Kansas public schools did not have insurance when school started. Because public schools in Kansas are not consolidated, but run by small, "unified" districts and ridicules local school boards, school boards are scrambling to appease insurance companies with newfangled "policies" about guns in schools, in an ongoing effort to convince underwriters that their buildings will be safe. If schools were consolidated and all under the control of the state of Kansas, one decision could be made for all Kansas public schools, and the insurance companies would not have to deal individually with many different school districts. In the mean time, school has started with no insurance for most public schools in Kansas. Failing to carry insurance is against the law in most states for drivers, and most businesses must carry insurance, so I can only wonder how public schools in Kansas get away with this. Also, why has this been largely ignored by Kansas media? Are parents seriously not concerned about children attending uninsurable schools?

It should also come as no surprise when the unified districts that do manage to procure insurance find themselves doing so at a higher rate than they formerly paid. The climate of Kansas schools has already been shown to be unsafe. Shouldn't the local school boards on the unified districts have seen this coming, and begged their representatives to vote otherwise on this law? Now there will be even less money for actual education, such as it is in Kansas.

Some time ago, the local school board thought I was jesting when I explained to them that allowing guns at school in the hands of students is foolish, and that if they did nothing about the guns that were taken to school by certain students, I would make their oversights public. I called the school's insurance company, and was told that under no circumstances should a weapon be taken to a school by a student or a teacher, and that the information I had just given them would be shared with their investors. I suppose those who provide the school's insurance had hoped that the school board folks would wake up and smell the coffee before a tragedy forces their eyes open, but Kansas, instead, has compounded the issue.

In other news, Iowa has begun to grant permits to carry concealed weapons to blind applicants.